:root {
--teal-900: #0f3d3e;
--teal-800: #1a5f60;
--teal-700: #2a7a7b;
--teal-600: #3d9596;
--teal-100: #e6f2f2;
--amber-700: #b45309;
--amber-600: #d97706;
--amber-500: #f59e0b;
--amber-100: #fff7ed;
--amber-50: #fffbeb;
--grey-900: #1f2937;
--grey-700: #374151;
--grey-500: #6b7280;
--grey-300: #d1d5db;
--grey-100: #f3f4f6;
--white: #ffffff;
--radius-sm: 6px;
--radius-md: 10px;
--radius-lg: 16px;
--shadow-sm: 0 1px 2px rgba(0,0,0,0.05);
--shadow-md: 0 4px 12px rgba(0,0,0,0.08);
--shadow-lg: 0 8px 24px rgba(0,0,0,0.12);
--max-width: 1200px;
--font-sans: system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; }

html { font-size: 16px; -webkit-font-smoothing: antialiased; }

body {
font-family: var(--font-sans);
line-height: 1.6;
color: var(--grey-900);
background: var(--white);
}

.site-header {
background: var(--teal-900);
color: var(--white);
padding: 0 1rem;
border-bottom: 3px solid var(--amber-500);
}

.header-inner {
max-width: var(--max-width);
margin: 0 auto;
display: flex;
align-items: center;
justify-content: space-between;
padding: 0.875rem 0;
}

.logo {
font-size: 1.375rem;
font-weight: 700;
color: var(--white);
text-decoration: none;
display: flex;
align-items: center;
gap: 0.5rem;
}

.logo-flame { font-size: 1.5rem; }

.main-nav { display: flex; gap: 1.5rem; }

.main-nav a {
color: var(--teal-100);
text-decoration: none;
font-size: 0.9375rem;
font-weight: 500;
padding: 0.25rem 0;
border-bottom: 2px solid transparent;
transition: border-color 0.2s, color 0.2s;
}

.main-nav a:hover, .main-nav a:focus {
color: var(--white);
border-bottom-color: var(--amber-500);
}

.main-nav .nav-active {
color: var(--white);
border-bottom-color: var(--amber-500);
}

main { min-height: calc(100vh - 140px); }

.planner-worksheet {
background: linear-gradient(160deg, var(--teal-100) 0%, var(--white) 60%);
padding: 2rem 1rem 3rem;
}

.worksheet-header {
max-width: var(--max-width);
margin: 0 auto 2rem;
}

.worksheet-header h1 {
font-size: 2rem;
font-weight: 800;
color: var(--teal-900);
line-height: 1.2;
margin-bottom: 0.5rem;
}

.subtitle {
font-size: 1.125rem;
color: var(--grey-700);
max-width: 640px;
}

.planner-grid {
max-width: var(--max-width);
margin: 0 auto;
display: grid;
grid-template-columns: 1fr;
gap: 1.5rem;
}

@media (min-width: 900px) {
.planner-grid { grid-template-columns: 1fr 1fr; }
}

.input-panel, .results-panel {
background: var(--white);
border-radius: var(--radius-lg);
padding: 1.5rem;
box-shadow: var(--shadow-md);
}

.panel-header {
display: flex;
flex-wrap: wrap;
gap: 0.5rem;
align-items: center;
margin-bottom: 1.25rem;
padding-bottom: 1rem;
border-bottom: 1px solid var(--grey-100);
}

.panel-header h2 {
font-size: 1.125rem;
font-weight: 700;
color: var(--teal-900);
margin-right: auto;
}

.preset-btn {
font-size: 0.8125rem;
padding: 0.375rem 0.75rem;
border: 1px solid var(--teal-600);
background: var(--teal-100);
color: var(--teal-800);
border-radius: var(--radius-sm);
cursor: pointer;
font-weight: 500;
transition: all 0.15s;
}

.preset-btn:hover, .preset-btn:focus {
background: var(--teal-700);
color: var(--white);
border-color: var(--teal-700);
}

.field-group { margin-bottom: 1.25rem; }

.field-group label, .field-group legend {
display: block;
font-size: 0.875rem;
font-weight: 600;
color: var(--grey-700);
margin-bottom: 0.375rem;
}

.field-group input, .field-group select {
width: 100%;
padding: 0.625rem 0.875rem;
font-size: 1rem;
border: 2px solid var(--grey-300);
border-radius: var(--radius-sm);
background: var(--white);
color: var(--grey-900);
transition: border-color 0.15s;
}

.field-group input:focus, .field-group select:focus {
outline: none;
border-color: var(--teal-600);
box-shadow: 0 0 0 3px rgba(45,149,150,0.1);
}

.field-hint {
font-size: 0.8125rem;
color: var(--grey-500);
margin-top: 0.25rem;
}

.field-row {
display: grid;
grid-template-columns: 1fr 1fr;
gap: 1rem;
}

.payment-method {
border: none;
padding: 0;
}

.payment-method label {
display: flex;
align-items: center;
gap: 0.5rem;
font-weight: 400;
padding: 0.375rem 0;
cursor: pointer;
}

.payment-method input[type="radio"] {
width: auto;
accent-color: var(--teal-700);
}

.emergency-toggle { margin-top: 0.5rem; }

.check-label {
display: flex;
align-items: center;
gap: 0.5rem;
font-size: 0.9375rem;
cursor: pointer;
}

.check-label input { width: auto; accent-color: var(--teal-700); }

.result-card {
background: var(--grey-100);
border-radius: var(--radius-md);
padding: 1.25rem;
margin-bottom: 1rem;
border-left: 4px solid var(--teal-600);
}

.result-card.primary {
background: var(--teal-900);
color: var(--white);
border-left-color: var(--amber-500);
}

.result-card.alert {
background: var(--amber-50);
border-left-color: var(--amber-600);
}

.result-card h3 {
font-size: 0.875rem;
font-weight: 600;
text-transform: uppercase;
letter-spacing: 0.025em;
opacity: 0.9;
margin-bottom: 0.5rem;
}

.result-card.primary h3 { color: var(--teal-100); }

.big-number {
font-size: 2.5rem;
font-weight: 800;
line-height: 1;
margin-bottom: 0.375rem;
}

.medium-number {
font-size: 1.75rem;
font-weight: 700;
line-height: 1;
margin-bottom: 0.375rem;
}

.result-context {
font-size: 0.9375rem;
color: var(--grey-700);
}

.result-card.primary .result-context { color: var(--teal-100); }

.result-card.alert .result-context { color: var(--amber-700); }

.action-bar {
display: flex;
flex-wrap: wrap;
gap: 0.75rem;
margin-top: 1.25rem;
padding-top: 1.25rem;
border-top: 1px solid var(--grey-300);
}

.action-btn {
padding: 0.625rem 1.25rem;
font-size: 0.9375rem;
font-weight: 600;
border-radius: var(--radius-sm);
border: 2px solid var(--teal-600);
background: var(--white);
color: var(--teal-800);
cursor: pointer;
transition: all 0.15s;
}

.action-btn:hover, .action-btn:focus {
background: var(--teal-600);
color: var(--white);
}

.action-btn.primary {
background: var(--amber-600);
border-color: var(--amber-600);
color: var(--white);
}

.action-btn.primary:hover, .action-btn.primary:focus {
background: var(--amber-700);
border-color: var(--amber-700);
}

.comparison-toggle { margin-top: 1rem; }

.toggle-btn {
width: 100%;
padding: 0.75rem;
background: var(--teal-100);
border: none;
border-radius: var(--radius-sm);
font-size: 0.9375rem;
font-weight: 600;
color: var(--teal-800);
cursor: pointer;
text-align: left;
display: flex;
justify-content: space-between;
align-items: center;
transition: background 0.15s;
}

.toggle-btn:hover, .toggle-btn:focus { background: var(--teal-600); color: var(--white); }

.comparison-table {
margin-top: 0.75rem;
overflow-x: auto;
}

.comparison-table table {
width: 100%;
border-collapse: collapse;
font-size: 0.9375rem;
}

.comparison-table caption {
text-align: left;
font-size: 0.875rem;
font-weight: 600;
color: var(--grey-700);
margin-bottom: 0.5rem;
}

.comparison-table th, .comparison-table td {
padding: 0.75rem 1rem;
text-align: left;
border-bottom: 1px solid var(--grey-300);
}

.comparison-table th {
background: var(--teal-100);
font-weight: 600;
color: var(--teal-900);
}

.comparison-table tr:hover { background: var(--grey-100); }

.scenario-walkthrough, .common-mistakes, .practical-tips, .assumptions-block {
padding: 3rem 1rem;
}

.scenario-walkthrough { background: var(--white); }

.common-mistakes { background: var(--amber-50); }

.practical-tips { background: var(--teal-100); }

.assumptions-block { background: var(--grey-100); }

.section-inner {
max-width: var(--max-width);
margin: 0 auto;
}

.section-inner h2 {
font-size: 1.5rem;
font-weight: 700;
color: var(--teal-900);
margin-bottom: 1.5rem;
}

.scenario-grid {
display: grid;
grid-template-columns: 1fr;
gap: 1.25rem;
}

@media (min-width: 700px) {
.scenario-grid { grid-template-columns: repeat(3, 1fr); }
}

.scenario-card {
background: var(--white);
border-radius: var(--radius-md);
padding: 1.5rem;
box-shadow: var(--shadow-sm);
border-top: 4px solid var(--teal-600);
}

.scenario-card h3 {
font-size: 1.0625rem;
font-weight: 700;
color: var(--teal-900);
margin-bottom: 0.5rem;
}

.scenario-income {
font-size: 0.875rem;
color: var(--grey-700);
font-style: italic;
margin-bottom: 0.75rem;
}

.scenario-card p { font-size: 0.9375rem; margin-bottom: 0.625rem; }

.scenario-tag {
display: inline-block;
padding: 0.375rem 0.875rem;
border-radius: var(--radius-sm);
font-size: 0.8125rem;
font-weight: 600;
margin-top: 0.5rem;
}

.scenario-tag.safe { background: var(--teal-100); color: var(--teal-800); }
.scenario-tag.warning { background: var(--amber-100); color: var(--amber-700); }
.scenario-tag.critical { background: #fee2e2; color: #991b1b; }

.mistakes-list { display: flex; flex-direction: column; gap: 1.25rem; }

.mistake-item {
display: flex;
gap: 1rem;
background: var(--white);
border-radius: var(--radius-md);
padding: 1.25rem;
box-shadow: var(--shadow-sm);
}

.mistake-icon {
font-size: 1.5rem;
flex-shrink: 0;
line-height: 1;
}

.mistake-content h3 {
font-size: 1rem;
font-weight: 700;
color: var(--teal-900);
margin-bottom: 0.375rem;
}

.mistake-content p {
font-size: 0.9375rem;
color: var(--grey-700);
}

.tips-grid {
display: grid;
grid-template-columns: 1fr;
gap: 1.25rem;
}

@media (min-width: 700px) {
.tips-grid { grid-template-columns: repeat(2, 1fr); }
}

.tip-card {
background: var(--white);
border-radius: var(--radius-md);
padding: 1.5rem;
box-shadow: var(--shadow-sm);
}

.tip-card h3 {
font-size: 1rem;
font-weight: 700;
color: var(--teal-900);
margin-bottom: 0.5rem;
}

.tip-card p {
font-size: 0.9375rem;
color: var(--grey-700);
}

.tip-card a {
color: var(--teal-700);
text-decoration: underline;
text-underline-offset: 2px;
}

.tip-card a:hover { color: var(--teal-900); }

.family-note {
margin-top: 2rem;
background: var(--white);
border-radius: var(--radius-md);
padding: 1.5rem;
border-left: 4px solid var(--amber-500);
}

.family-note h3 {
font-size: 1rem;
font-weight: 700;
color: var(--teal-900);
margin-bottom: 0.5rem;
}

.family-note p {
font-size: 0.9375rem;
color: var(--grey-700);
}

.assumptions-block ul {
padding-left: 1.25rem;
margin-bottom: 1rem;
}

.assumptions-block li {
font-size: 0.9375rem;
color: var(--grey-700);
margin-bottom: 0.625rem;
}

.assumptions-block a {
color: var(--teal-700);
text-decoration: underline;
}

.updated-note {
font-size: 0.875rem;
color: var(--grey-500);
font-style: italic;
}

.site-footer {
background: var(--teal-900);
color: var(--teal-100);
padding: 2rem 1rem;
}

.footer-inner {
max-width: var(--max-width);
margin: 0 auto;
display: flex;
flex-wrap: wrap;
justify-content: space-between;
align-items: center;
gap: 1rem;
}

.footer-brand {
display: flex;
align-items: center;
gap: 0.5rem;
font-size: 1.125rem;
font-weight: 700;
}

.footer-tag {
font-size: 0.8125rem;
font-weight: 400;
color: var(--teal-600);
}

.footer-tag a { color: var(--amber-500); text-decoration: none; }
.footer-tag a:hover { text-decoration: underline; }

.footer-nav { display: flex; gap: 1.5rem; }

.footer-nav a {
color: var(--teal-100);
text-decoration: none;
font-size: 0.875rem;
}

.footer-nav a:hover { color: var(--white); text-decoration: underline; }

@media print {
.site-header, .site-footer, .action-bar, .comparison-toggle, .preset-btn { display: none !important; }
.planner-worksheet { background: white !important; padding: 0 !important; }
.input-panel, .results-panel { box-shadow: none !important; border: 1px solid #ccc; }
body { font-size: 12pt; color: black; }
}

@media (max-width: 600px) {
.worksheet-header h1 { font-size: 1.5rem; }
.big-number { font-size: 2rem; }
.field-row { grid-template-columns: 1fr; }
.mistake-item { flex-direction: column; gap: 0.5rem; }
.footer-inner { flex-direction: column; text-align: center; }
}

[hidden] { display: none !important; }



/* Factory-injected deployment helpers. The AI owns the site design above this block. */
.ad-unit {
  width: min(100%, 720px);
  min-height: 120px;
  margin: 24px auto;
  display: block;
}

.legal-page {
  width: min(900px, calc(100% - 32px));
  margin: 40px auto;
}

.factory-fallback-nav {
  width: min(900px, calc(100% - 32px));
  margin: 24px auto 0;
  display: flex;
  flex-wrap: wrap;
  gap: 10px 16px;
  align-items: center;
  font-size: 0.95rem;
}

.factory-fallback-nav a {
  color: inherit;
  text-decoration: none;
  border-bottom: 1px solid currentColor;
}